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Local Loan Limits – Sulphur Bluff, TX Loan Limit Summary. Limits for FHA Loans in Sulphur Bluff, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. Conventional Loan Limits in Sulphur Bluff are $484,350 in Sulphur Bluff are $484,350