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Home Loan Top Up: Home Loan Top Up is a facility offered by most banks and NBFCs that allows existing customers to borrow a certain amount above and over the existing home loan. Home Extension/Renovation Loans: Home loans for extension or renovation of home are offered to borrowers who wish to renovate/extend their existing house/property.
Conventional home loan. These are the most "vanilla" of home loans and are not backed by a government agency. As a result, lenders usually offer these loans to homeowners with better credit scores. They are offered in "conforming" and "non-conforming" variants. VA home loan
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Most banks offer lower interest rates to women applicants. Hence, if the wife is the primary applicant for the home loan, you can get the loan at a cheaper rate. Additionally, the stamp duty fee.
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The Loan Estimate was designed to make it easy for borrowers to compare loan offers. The document contains a shortcut to make comparisons especially simple: the 5-year cost.
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