The minimum down payment on an FHA loan is 3.5% of the home’s total sale price. Other loans are available for no down payment. Conventional fixed-rate mortgages typically require a 20% down payment. Some mortgage companies, require private mortgage insurance (PMI) for conventional loans on a home when you have less than 20% equity.
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FHA loan requirements and guidelines for mortgage insurance, lending limits, debt to income ratios, credit issues, and closing costs.. Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn.
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