677 credit score mortgage

A 677 credit score – if on the typical scale of 300-850 or 350-850 – is decent. You should be able to qualify for most credit cards and loans. However, to qualify for the *best* interest rates and terms on loans, you’ll want a credit score over 700.

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Mortgage rates for credit score 677 on Lender411 for 30-year fixed-rate mortgages are at 3.65%. That dropped from 3.73% to 3.65%. The 15-year fixed rates are now at 3.21%. The 5/1 ARM mortgage for 677 FICO is now at 4.13%.

A 677 credit score is a fair credit score. 659 is NOT a good credit score. 659 is a fair credit score. Someone with a credit score of 659 will probably be able to get a loan, but pay higher interest and with worse terms compared to someone with a higher credit score.

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Today’s lowest mortgage rates and fees go to borrowers with credit scores of 740 or higher. This is a change from a few years ago, when a 720 credit score was good enough to merit the best deals.

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Wondering is 677 credit score good or bad? Find out is 677 a bad or good credit score, see what it means and what can a 677 credit score get you – credit cards, auto loan, mortgage, personal loans and much more!

Mortgages with a credit score of 677 If you have a credit score of 677, you fall in the average to a good category on the grade scale. You will have more options offers to choose from compared to those who have lower credit scores.

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On the credit scoring scale of 350 to 850, a 677 credit score is considered good. Although "good" isn’t the highest-scoring tier – "great" and "excellent" are in the top two – you’ll have more financing opportunities available to you than you would at the lower tier of "fair."

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